Watching Car insurance Quotes Ireland
Finding the right car insurance quote in Ireland can be a daunting task. The process can be a mine field as each policy produced by car insurance companies and brokers contain several terms and conditions. There are many variables that will affect the price of policies and that's why CAR INSURANCE WATCH IRELAND have set up this website. Our aim is to explain the plus and minuses of the most popular companies and insurance brokers in Ireland.
We have produced many web pages explaining the most common polices that Irish drivers seek such as, car insurance for women, for young drivers, taxi and van insurance, as well as insurance for motor trade. We have linked each page in the column of the right side so users can easily access every section of the website. Included in these links are a ages dedicated to Ireland's most common brokers and insurance companies. These pages will give our users an in site to the details of each business. We have also added pages concerning the different types of car insurance that's available in Ireland.
Does deaths and injuries on roads affect the cost of Car Insurance in Ireland?
Many experts claim that as the number of road deaths and serious injuries is reduced, the average price of car insurance in Ireland should also decrease. In 2012, the overall total of deaths on Ireland's road fell to 162, the lowest ever recorded but statistics suggest that the average price of Irish car insurance increased by almost 8%.
During the past 12 months, car insurance for young Irish drivers seems to have been targeted by most of the major companies and brokers. The average cost rising by more than 15%. On the other hand, car insurance for women drivers, in real terms, has see a decrease of about 5%. It is easy to see why car insurance companies increased the cost of an average policy for younger drivers. Of the deaths recorded in 2012 approximately 30% were 25 years or younger.
Irish Road Accident Statistics for 2012
The total number of road deaths were 162 and the statistics of these fatalities are as follows;
95 car occupants
Factors that affect the price of Car insurance quotes in Ireland
These main factors that affect car insurance quotes are as follows, your age, where you live, type and make of car, driving experience, if you have penalty points, what you use the car for, and where the car is kept. Check our other pages for more information regarding these factors that affect the price of policies.
Car insurance Quotes Online
Many people in Ireland get car insurance quotes online. There are several companies offering insurance and quotes vary depending on which company you choose, so it is best to shop around until you find the insurance that suits best. Insurance companies offer lots of special offers and we produced web pages explaining offers and the pros and cons of online car insurance.
Applying for Car Insurance Quotes in Ireland
You can apply for motor insurance over the phone, in person or through a motor insurance broker. Motor insurance companies and insurance brokers are also listed in the telephone directory. If you want to drive as a named driver on someone else's policy, then that person must contact their insurance company and arrange to have you insured under their policy.More information is explained throughout this website
Renewing Your Car Insurance Quote
Under Non-Life Insurance (Provision of Information) (Renewal of Policy of Insurance) Regulations 2007 (SI No. 74/2007) your motor insurance company must issue your insurance renewal notice not less than 15 working days before the date of expiry of your insurance policy. It is also required to include with the notice your no claims discount certificate. You will need this certificate if you want to renew your motor insurance with a different insurance company.
Where to apply for Car Insurance Complaints
The Financial Services Ombudsman deals with complaints and disputes between policyholders and their insurance companies when the company's complaints procedure fails to resolve the problem. The Financial Services Ombudsman's decision is binding, if you are unsatisfied with the decision you may take your case to the High Court. The address of the FSO is;
Financial Services Ombudsman's Bureau, 3rd Floor, Lincoln House, Lincoln Place, Dublin 2, Ireland
The Insurance Information Service (IIS) is an information and complaints telephone service operated by the Irish Insurance Federation (IIF), which many insurance companies in Ireland belong to. Its purpose is to answer policyholders' questions and help them resolve problems. It has no binding powers and complaints that cannot be resolved are generally referred to the Financial Services Ombudsman.
Irish Insurance Federation. The address of the IIS is;
Insurance Information Service, Insurance House, 39 Molesworth Street, Dublin 2, Ireland
Drivers that have been refused a Car Insurance Quote in Ireland
If you have been refused a quotation for car insurance, you are entitled to go to the Declined Cases Committee of the Irish Insurance Federation who will obtain a car insurance quote for drivers. Their address and details are;
Declined Cases Committee, Irish Insurance Federation, 39 Molesworth Street, Dublin, Ireland. Tel:+353 (0)1 6761914
Drivers involved in accidents were the other party have no car insurance
The Motor Insurers Bureau of Ireland exists to compensate genuine victims of uninsured and untraced driving in Ireland. It fulfils a further European role to ensure claims arising from foreign motoring in Ireland or Irish motorists abroad are properly handled and settled. Their address and details are;
Motor Insurers Bureau of Ireland (MIBI), 39 Molesworth Street, Dublin 2, Ireland
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